MONEY TRANSFERS

KANTOR CURRENCY EXCHANGE offers a range of money forwarding services using the following systems and methods:

"Aval-Express" (for Ukraine only)

The system of urgent money transfer in which the recipient is usually able to receive money on the day following the transaction (Weekends are excepted) without having to open a bank account. The cost of this service is a certain percentage (service fee) from the transfer amount; service fees vary depending on the amount being forwarded.

a) Canadian funds can not be transferred through this system. However, they can be exchanged into the US currency using KANTOR's rate of exchange;

b) A five-digit reference number is assigned to each transaction, which should be presented by the recipient along with his/her passport at the time of money pick-up.

"Western Union"

The system of urgent money transfer in which the recipient is usually able to receive money 10 minutes after the transaction takes place (Some restrictions apply) without having to open a bank account.

Notes:

a) If transfer amounts are in US and EURO currencies, they must be converted into Canadian dollars using the Western Union rates of exchange. Transfer fees are charged in Canadian currency.

b) A ten-digit reference number is assigned to each transaction, which should be presented by the recipient along with his/her passport at the time of money pick-up.

Wire Transfer to a Bank Account

The system of forwarding money to the recipient's bank account in which a sender is required to provide all details of the account to which the funds are being transferred. This type of money transfer is usually used for amounts exceeding 1,000.00.

Notes:

It is required that funds being transferred be exchanged exclusively by KANTOR Ltd. either at the time of the actual transaction or at any other time prior to it (A proof of money exchange transaction is required in the latter case).

Direct Home Delivery (for Ukraine only)

The system of money transfer in which funds are delivered directly to the home of the recipient by a courier. This is a safe and convenient way to forward both Canadian and US dollars. Service fees vary depending on the amount being forwarded. Delivery fees for regular service are US $11 or CAD $15. Express service is also available for an additional charge.